Life Insurance Solutions- FAQ’s

How does BRAMCO choose Insurance Carriers?

Our due diligence process holds Carriers to the highest standards. BRAMCO selects only those carriers that can provide the greatest value to our producers and to the end consumer while maintaining a strong financial position in order to pay future claims.

Why should I choose to do business through a BRAMCO agency?

BRAMCO agencies utilize their “power of one” to receive many added benefits from the carriers as well as other member agencies, that are then passed on to you, the advisor. These benefits include: Dedicated carrier resources to streamline your business, new life insurance solutions, top level commissions to increase your profitability, & information sharing among the most successful group of Brokerage General Agencies in the country to assure you receive the most current and useful information.

What is the reason I would switch to Bramco and leave my current relationship?

That’s a great question. Let us have the opportunity to answer that for you by discussing your current situation. We find that most producers are not always getting what they need or want from their current relationships or they are looking to move into additional markets.

How do your commission pay-outs compare with that of your competitors?

BRAMCO partner agencies offer top level commissions to our producers. Considering that we produce more than $244 million in life premiums and $1.9 billion in annuities annually, we are among the largest IMOs in the country giving us the leverage to secure the highest level contracts from the nation’s top carriers. We add even more value to our producer relationships by providing the highest levels of case design, underwriting, technology and ongoing service for producers and their clients.